Agreement Between User and This Website
Welcome to our website. This website (the “Site”) is comprised of various web pages operated by Wealth Creation Insurance Services Inc. and is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of this website constitutes your agreement to all such Terms. Please read these Terms carefully and keep a copy for your reference.
This website, including all subdomains, is an educational, marketing, and customer service site.
This Site provides business and contact information, event information and registration, and other information related to marketing our products and services.
Privacy
Your use of this website is subject to Wealth Creation Insurance Services Inc.’s Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.
Electronic Communications
Visiting our website or sending emails to Wealth Creation Insurance Services Inc. constitutes electronic communications. You consent to receive electronic communications and agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.
Children Under Thirteen
Wealth Creation Insurance Services Inc. does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use our websites only with permission of a parent or guardian.
Links to Third‑Party Sites / Third‑Party Services
This website may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of Wealth Creation Insurance Services Inc., and Wealth Creation Insurance Services Inc. is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site or any changes or updates to a Linked Site. Wealth Creation Insurance Services Inc. is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Wealth Creation Insurance Services Inc. or any association with its operators.
Certain services made available via Wealth Creation Insurance Services Inc. are delivered by third‑party sites and organizations. By using any product, service, or functionality originating from the Wealth Creation Insurance Services Inc. domain, you hereby acknowledge and consent that Wealth Creation Insurance Services Inc. may share such information and data with any third party with whom it has a contractual relationship to provide the requested product, service, or functionality on behalf of users and customers.
No Unlawful or Prohibited Use / Intellectual Property
You are granted a non‑exclusive, non‑transferable, revocable license to access and use the Site strictly in accordance with these Terms of Use. As a condition of your use of the Site, you warrant that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Site.
All content included as part of the Service—such as text, graphics, logos, images, and software—is the property of Wealth Creation Insurance Services Inc. or its suppliers and is protected by copyright and other intellectual property laws. You agree to observe and abide by all proprietary notices and restrictions contained in any such content.
You may not modify, publish, transmit, reverse engineer, participate in the transfer or sale of, create derivative works from, or exploit any content found on the Site. Content is not for resale. Your use of the Site does not grant you ownership rights in any protected content. No licenses, express or implied, are granted except as expressly authorized by these Terms.
International Users
The Service is controlled, operated, and administered by Wealth Creation Insurance Services Inc. from offices within the United States. If you access the Service from outside the United States, you are responsible for compliance with all local laws. You agree not to use the Site or its content in any country or manner prohibited by applicable laws or regulations.
Indemnification
You agree to indemnify, defend, and hold harmless Wealth Creation Insurance Services Inc., its officers, directors, employees, agents, and third parties from any losses, costs, liabilities, and expenses (including reasonable attorneys’ fees) arising out of your use of the Site, your violation of these Terms, or your violation of any applicable laws or third‑party rights.
Liability Disclaimer
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. WEALTH CREATION INSURANCE SERVICES INC. AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, OR ACCURACY OF THE SITE OR ITS CONTENT.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALL CONTENT IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. IN NO EVENT SHALL WEALTH CREATION INSURANCE SERVICES INC. BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE.
IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE OR THESE TERMS, YOUR SOLE REMEDY IS TO DISCONTINUE USE OF THE SITE.
Termination / Access Restriction
Wealth Creation Insurance Services Inc. reserves the right to terminate your access to the Site at any time, without notice. This agreement is governed by the laws of the state in which Wealth Creation Insurance Services Inc. is registered.
No joint venture, partnership, employment, or agency relationship exists between you and Wealth Creation Insurance Services Inc. as a result of this agreement.
If any provision of this agreement is found unenforceable, the remainder shall remain in full force and effect.
This agreement constitutes the entire agreement between the user and Wealth Creation Insurance Services Inc. regarding the Site.
Changes to Terms
Wealth Creation Insurance Services Inc. reserves the right, in its sole discretion, to change these Terms at any time. The most current version will supersede all previous versions. We encourage you to periodically review these Terms to stay informed of updates.